The insurance company has a legal team to save them money after YOU have an accident. They would rather pay their lawyers than pay you fairly for your injury claim.
Nobody expects a fire to happen. Not many people anticipate a house fire, even in a place like San Diego, a high fire hazard zone.
Then it happens.
Maybe you’re sleeping peacefully when a blaring fire alarm wakes you up. You smell smoke and run to grab your family and pets.
Thankfully, everyone makes it out safely, but you watch, in tears, as your family’s house goes up in flames. The firefighters arrive quickly, but the damage is already done.
Later, the fire investigator tells you that loose electrical wires were the cause of the fire.
You and your family are devastated. In a matter of moments, you have suffered property damage at a life-changing level.
Most of your possessions are unsalvageable, and your house is in ruins. You’re staying at a relative’s house for now, but you’re not sure how you’ll be able to afford a new place to live, appliances, and other essentials.
In a situation like this, you need a fire damage attorney. A lawyer can help you sort through your insurance policy, assist you with the claims process, and ensure you get the most out of your settlement.
You can rely on the legal team at DP Injury Attorneys. We’ll help you deal with your property damage claim and your insurance company so you can reclaim what you lost in the fire. Call us today to schedule a free consultation.
There can be many causes of a house fire. Fires can be due to accidents or product defects, or they can be caused by partial neglect. Other times, fires can be a result of natural accidents like a strike of lightning.
Other causes of house fires include the following:
Fires are hazardous and can cause devastating permanent damage.
Here are some types of property damage that fires can cause:
Of course, property damage is just one aspect that fires can negatively affect. You or your loved ones could get injured or even die in a fire.
In case of personal injury or wrongful death, call one of our personal injury lawyers today.
Knowing what to do after a house fire can be life-saving.
Follow the steps below in case of a fire.
Once you’re out of the house, call 911 immediately and tell them there’s been a fire at your address. Don’t go back into the house if there are still people inside. The firefighters are equipped to go inside to save people and pets.
If someone was seriously injured in the fire, seek immediate medical attention. An ambulance should come when you call 911. Let the medics treat your burns and other injuries as soon as possible. Even if you only receive minor injuries from the fire, schedule an appointment with a doctor so they can check on you.
Once you’re able to, call your homeowner’s insurance company. You must tell them about the fire to start the claims process. They’ll send an adjuster to inspect the house and document the damages.
Even if your insurance company is helping you with your claim, it’s beneficial to call a fire damage claim lawyer. They’ll make sure that you’re receiving fair compensation for your damages. Working with a lawyer is especially important if your insurance company denies your claim or offers a low settlement amount.
A fire damage claim attorney understands how much emotional distress a house fire can cause. After the fire, you may feel discouraged and overwhelmed. You want to grieve all that you lost, but you have to fight your insurance company for some compensation.
This is the point where a lawyer can step in.
At DP Injury Attorneys, we’re dedicated to aiding fire victims. We’ll stand by your side and help you recover fair compensation for your damages.
Call a fire damage claim lawyer at DP Injury Attorneys today if you or someone you know has had a house fire in San Diego, CA.
… that you are hurting…
… to shoulder that burden alone…
… to be taken advantage of…
A statute of limitations is the time you have to seek legal action after the incident. California’s statute of limitations for property damage claims is three years against a third party tortfeasor. The statute of limitations against a first party insurance company (i.e., your insurance) will vary depending on the policy agreement, however, most policies are one year from the date of loss
While you may want to clean up the accident site as soon as possible, it’s best practice to wait. Namely, it would be best if you waited for approval from your insurance company before you start removing debris. An adjuster needs to inspect the site and record all damages before you alter the scene of the accident.
Some people think they don’t need a lawyer for their fire damage claims. While it’s your decision whether or not to use a lawyer, an experienced attorney can help in many ways. For example, they can deal with all the paperwork, help you file a claim, and represent you in court if you decide to sue.